Terms and conditions

This document sets out the general terms (the 'Terms') for the use of the Valfin Luxevo platform. It governs the rights and obligations between you as a user and the platform operator. Please read these Terms carefully and in full before using the platform, opening an account or conducting transactions. They form the legal basis of use and are binding on both parties.

By registering, logging in, using the offered features or carrying out other activities on Valfin Luxevo you expressly and fully accept these terms and conditions. Use of Valfin Luxevo is permitted only for adults aged 18 and over. Minors or those not fully legally capable must not use the platform. If we suspect a breach of this age requirement we reserve the right to suspend, restrict or delete accounts.

Operation of the platform may be subject to temporary technical interruptions, maintenance windows, updates or outages – for example due to market volatility, high server load or external events. We strive for high availability but cannot guarantee uninterrupted operation. Features, algorithms, pricing models or available markets may be added, changed, restricted or discontinued at any time without deriving claims against Valfin Luxevo.

All platform content – texts, graphics, design, software, algorithms, trademarks, logos and AI-based analyses – is protected by copyright, trademark and other rights and is the property of Valfin Luxevo or its licensors. Any reproduction, distribution, public disclosure or commercial use without our express written consent is prohibited and may have civil and criminal consequences.

As a user you are responsible for ensuring all information provided (e.g. identification data, contacts, payment information) is correct, complete and up to date. False or misleading information may result in account suspension, withholding of withdrawals or legal action. Your personal data will only be processed in accordance with our privacy policy and the GDPR. We apply high security and transparency standards.

All investment and trading decisions you make via Valfin Luxevo – whether manually or through AI automations – are your sole responsibility and are made at your own risk. Valfin Luxevo provides technical infrastructure but does not offer personal financial advice, recommendations or guarantees of profit. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the complete loss of invested capital. Past performance is not a reliable indicator of future results. Only invest funds you can afford to lose.

We reserve the right to update or amend these Terms at any time – for example due to regulatory changes, technical developments or new market requirements. We will inform you in good time (usually at least 14 days beforehand) by email, platform messages or on the website. Continued use of the platform after changes take effect will be considered acceptance. For material changes you may close your account.

Security and transparency are core principles of our actions. We use modern encryption technologies, conduct regular security checks, hold customer funds in separate accounts and apply strict compliance processes (KYC/AML) to ensure the highest level of protection. All procedures and transactions are clearly and transparently documented. We are committed to fair, honest and customer-oriented cooperation: your trust is our most valuable asset.

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